FD Calculator

Calculate Fixed Deposit maturity, compare banks, and plan your investments

Safe Investment
Guaranteed Returns

FD Details

₹10K ₹1 Cr
3% 12%

Bank Rate Presets

Maturity Amount
Total Interest
Effective Yield

Investment Breakdown

Maturity
Principal
Interest Earned

Insights

Growth Timeline

Quarter Months Interest Earned Value

Compare FD Rates

Compare FD returns across top banks in India.

🏆
Best Option
You could earn ₹ more than the lowest-paying bank!

Bank-wise Comparison

Rank Bank Rate Interest Maturity

* Rates are indicative and may vary. Please check with the bank for current rates.

Tax on FD Interest

Calculate post-tax returns on your Fixed Deposit.

Gross Maturity
Interest:
Post-Tax Maturity
Net Interest:

Tax Breakdown

Yearly Interest
TDS Threshold
TDS Deducted (10%)
Your Tax Slab
Total Tax Liability
Effective Post-Tax Rate

Tax Tips

Understanding Fixed Deposits

What is an FD?

A Fixed Deposit is a financial instrument where you deposit a lump sum for a fixed period at a predetermined interest rate. It's one of the safest investment options in India.

Compounding Benefit

Quarterly compounding means interest is calculated 4 times a year and added to your principal. This makes your money grow faster than simple interest.

Tax on FD Interest

FD interest is fully taxable as per your income tax slab. Banks deduct 10% TDS if yearly interest exceeds ₹40,000 (₹50,000 for senior citizens). Submit Form 15G/15H to avoid TDS.

About FD Calculator

Use our free FD Calculator online tool. Fast, secure, and easy to use with instant results. No signup required, works on all devices.

Our FD Calculator is designed to provide accurate, reliable results for professionals and individuals alike. Whether you're working on personal projects or professional tasks, this tool delivers the performance you need.

All processing happens securely in your browser, ensuring your data remains private. Get started immediately without any registration or installation requirements.

Key Features

Easy to Use

Simple and intuitive interface

Instant Results

Get results immediately

Privacy Focused

Your data stays secure

Mobile Friendly

Works on all devices

100% Free

No payment required

Unlimited Usage

Use as many times as needed

How to Use FD Calculator

  1. Input Data: Enter or upload your data
  2. Configure: Set your preferred options
  3. Process: Click process to get results
  4. Download: Download or copy your results

Common Use Cases

Education

Perfect for students and researchers

Quick Tasks

Fast solutions for everyday needs

Personal Projects

Use for personal tasks and projects

Professional Work

Ideal for business and professional use

Frequently Asked Questions

Is FD Calculator free to use?

Yes! Our FD Calculator is completely free with no hidden fees or registration required.

Do I need to create an account?

No account needed. Start using the tool immediately without any signup process.

Is my data safe?

Yes, all processing happens in your browser. Your data never leaves your device.

Can I use this on mobile?

Yes, FD Calculator works perfectly on smartphones, tablets, and desktop computers.

Are there any limitations?

No strict limitations. You can use the tool as many times as you need.

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