FD Calculator
Calculate Fixed Deposit maturity, compare banks, and plan your investments
FD Details
Bank Rate Presets
Investment Breakdown
Insights
Growth Timeline
| Quarter | Months | Interest Earned | Value | ||||
|---|---|---|---|---|---|---|---|
Compare FD Rates
Compare FD returns across top banks in India.
Bank-wise Comparison
| Rank | Bank | Rate | Interest | Maturity |
|---|---|---|---|---|
* Rates are indicative and may vary. Please check with the bank for current rates.
Tax on FD Interest
Calculate post-tax returns on your Fixed Deposit.
Tax Breakdown
Tax Tips
Understanding Fixed Deposits
What is an FD?
A Fixed Deposit is a financial instrument where you deposit a lump sum for a fixed period at a predetermined interest rate. It's one of the safest investment options in India.
Compounding Benefit
Quarterly compounding means interest is calculated 4 times a year and added to your principal. This makes your money grow faster than simple interest.
Tax on FD Interest
FD interest is fully taxable as per your income tax slab. Banks deduct 10% TDS if yearly interest exceeds ₹40,000 (₹50,000 for senior citizens). Submit Form 15G/15H to avoid TDS.
About FD Calculator
Our FD Calculator is designed to provide accurate, reliable results for professionals and individuals alike. Whether you're working on personal projects or professional tasks, this tool delivers the performance you need.
All processing happens securely in your browser, ensuring your data remains private. Get started immediately without any registration or installation requirements.
Key Features
Easy to Use
Simple and intuitive interface
Instant Results
Get results immediately
Privacy Focused
Your data stays secure
Mobile Friendly
Works on all devices
100% Free
No payment required
Unlimited Usage
Use as many times as needed
How to Use FD Calculator
- Input Data: Enter or upload your data
- Configure: Set your preferred options
- Process: Click process to get results
- Download: Download or copy your results
Common Use Cases
Education
Perfect for students and researchers
Quick Tasks
Fast solutions for everyday needs
Personal Projects
Use for personal tasks and projects
Professional Work
Ideal for business and professional use
Frequently Asked Questions
Is FD Calculator free to use?
Yes! Our FD Calculator is completely free with no hidden fees or registration required.
Do I need to create an account?
No account needed. Start using the tool immediately without any signup process.
Is my data safe?
Yes, all processing happens in your browser. Your data never leaves your device.
Can I use this on mobile?
Yes, FD Calculator works perfectly on smartphones, tablets, and desktop computers.
Are there any limitations?
No strict limitations. You can use the tool as many times as you need.
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